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Cleaning Business Insurance & Bonding | Cleaning Company Insurance | Insureon Small Business Insurance Browse by Insurance Policy General liability insurance Workers’ compensation insurance Professional liability insurance Errors & omissions insurance Business owner’s policy Commercial auto insurance Cyber insurance Commercial property insurance Commercial umbrella insurance Product liability insurance Tools & equipment insurance View all business insurance policies Industries We Insure BROWSE BY INDUSTRY Building design Cannabis Cleaning services Construction Consulting Finance & accounting Food & beverage Healthcare professionals IT / Technology Landscaping Media & advertising Personal care Photo & video Real estate Retail See more industries we insure Business Resources Learn more about Business Insurance Types of business insurance Business insurance costs Insurance questions and answers Insurance terms State requirements Best small business insurance companies Certificate of insurance Video library Small Business Blog Starting a business Growing a business Business insurance tips See all posts Need a policy recommendation? Answer 3 questions.Learn more about Insureon Contact us Customer reviews Our insurance partners How Insureon works Our story Editorial process Careers Log in Get Quotes Cleaning Business Insurance and Bonding What kind of work do you do? Get Quotes Or call us at (800) 688-1984 Choose from the nation’s best insurance providers Small business insurance Industries Cleaning services Top cleaning businesses we insure Insureon has helped small businesses secure over 1.5 million policies. Back Next House cleaning Janitorial services Pressure washing Window cleaning Carpet cleaning Pool and spa cleaning Septic tank cleaning Don’t see your profession? Don’t worry. We insure most businesses. Recommended insurance coverage and bonds for cleaning businesses A client slipping on a wet floor or the theft of expensive cleaning equipment could financially devastate a small cleaning company. Insureon helps you find the types of insurance you need to survive the unexpected. General liability insurance A general liability policy covers common cleaning risks, such as client property damage and injuries. It’s often the first insurance policy purchased by a cleaning business. BEST FOR Clients slipping on wet floors Damage to customer property Advertising injury lawsuits Get Quotes Learn More Workers’ compensation insurance Almost every state requires workers’ comp for cleaning businesses that have employees. It also protects sole proprietors from work injury costs that health insurance might deny. BEST FOR Employee medical bills Partial missed wages Lawsuits over employee injuries Get Quotes Learn More Commercial auto insurance Commercial auto insurance provides property and liability coverage in an accident involving your business vehicle. It also covers vehicle theft and vandalism. BEST FOR Car accidents Vandalism and theft Weather damage Get Quotes Learn More Business owner’s policy Small cleaning business are often eligible for a business owner’s policy. A BOP bundles general liability and commercial property insurance at a discount. BEST FOR Client injuries Accidents that damage a client’s property Damaged or destroyed cleaning equipment Get Quotes Learn More Commercial umbrella insurance Commercial umbrella insurance boosts business insurance coverage for general liability insurance, commercial auto insurance, and employer’s liability insurance. BEST FOR Multi-vehicle auto accidents Customer injury lawsuits Employee injury lawsuits Get Quotes Learn More Janitorial bonds Janitorial bonds are a type of surety bond. They protect cleaning and janitorial businesses against employee dishonesty, such as theft of client property. BEST FOR Employee dishonesty Theft of money from a client Stolen property Get Quotes Learn More Looking for different coverage? See more policies. Does my cleaning business need commercial auto insurance? Cleaning businesses that purchase commercial auto insurance often: Have a vehicle titled to their business Drive to and from worksites Carry cleaning supplies, equipment, or products used for work Transport employees Rely on delivery drivers or couriers Check the laws in your state to see when coverage is required. How to get business insurance today Apply online, compare quotes from top carriers in seconds, and get your certificate of insurance the same day. View video transcript. We’re on top of your small and medium-sized business insurance needs. We’ll help you find policies that protect what you’ve worked so hard to build. Start here. Tell us about yourself. Questions? We’ve got your back. The info you share is secure. We’ll double-check it and a pro with experience in your field will be in touch. Fast? You can compare quotes from leading insurance providers in seconds and get a certificate of insurance the same day. Always online, always on your side. Helping protect your business. Get Quotes How much does cleaning business insurance cost? A small cleaning business can expect to pay less for insurance than a larger business. Several factors affect the cost of cleaning insurance, including: The type of cleaning services you offer ( maid services , janitorial , Airbnb , etc.) Business equipment and property, such as vacuum cleaners, carpet cleaners, etc. You business revenue Your business location, as well as where you operate How many employees you have View Costs State insurance requirements See cleaning business insurance requirements in your state Choose your state to learn about insurance requirements for cleaning businesses. Select Your State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Washington, D.C. West Virginia Wisconsin Wyoming How do I get cleaning liability insurance? It’s easy to get business insurance for your cleaning business. Whether you’re looking for cleaning insurance for self-employed professionals or a multi-person operation, you’ll need to have some basic info about your business on hand, such as annual revenue and number of employees, to get free quotes. You can buy a policy online and get a certificate of insurance with Insureon in three easy steps: Complete a free online application Compare insurance quotes and choose a policy Pay for your insurance policy and download a certificate of insurance Insureon’s licensed insurance agents work with top-rated U.S. providers to find the right insurance for your cleaning business, whether you work independently or have several employees working for you. Verified business insurance reviews Hear from customers like you who purchased small business insurance. Frequently asked questions about cleaning business insurance Do I need a license for my cleaning business? Many states and local governments require a license for any business, including a cleaning services company. It’s a good idea to check your state and local licensing laws when you start a cleaning business . Your state may require a vendor’s license or business license . This allows you to collect and report sales tax on the cleaning supplies you buy, if you charge your clients for the products you use. If you call your business by any name other than your own, you’ll need a doing business as (DBA) license. You can apply for a license or find out what’s required, through your state’s department of revenue, department of taxation, secretary of state, or your local city or county clerk. Do I need a bond for my cleaning business? Your state may require your business to be bonded and insured . Even if not...